10 Medicaid Discounts You Should Be Using in 2025

Medicaid offers more than just healthcare benefits; it can open the door to extra perks and discounts that help save money in everyday life. From reduced phone and internet bills to lower utility costs, Medicaid recipients can access a range of savings beyond medical care.

These lesser-known benefits are worth exploring, so you can make full use of your coverage and get the support you deserve. We have found 10 discounts you could be eligible for on your Medicaid card.  

Medicaid Program: Eligibility and Benefits  

Medicaid is a joint federal and state program that provides free and low-cost health coverage. The federal government and state funded program is designed to help low-income individuals and families.  

It is different from Medicare that mainly serves individuals older than 65 and only certain disabilities. Medicaid aims to reduce health disparities and ensure access to quality healthcare with limited income or resources. The program promotes preventive care and better long-term health outcomes.  

Who is eligible? 

While the federal government sets out a broad rule, but the state governments decide the eligibility criteria. It typically includes: 

• Low-income families and individuals 

• Pregnant women 

• Seniors (especially those needing nursing home or long-term care) 

• People with disabilities 

Eligibility is based on income, household size, disability status, and sometimes age or caregiving responsibilities, and every state has their own process and criteria that qualifies someone for Medicaid.  

How does Medicaid help people? 

The Medicaid program, with the aim of making healthcare more accessible, has services that cover medical costs that individuals could not afford otherwise. It prevents medical debt and provides access to doctors, medications, and preventive services.  

Through the home-and-community services (HCBS), it helps people stay at home longer and offers support to caregivers that improves health outcomes for everyone. 

Additional benefits for Medicaid recipients 

Most people do not realize that their Medicaid card can provide them with benefits beyond their healthcare needs. We have made a list of discounts and benefits that you might be eligible for as a Medicaid recipient.  

Note: Each state has different rules and limitations which means these benefits could vary depending on the state you are in.  

1 - Amazon 

Amazon Access is a program that gives Medicaid card holders prime membership at a 50% discounted rate. It comes with all the benefits of free shipping, streaming movies and music for $6.99/month instead of the $14.99/month.

To start the membership, you can go on the Amazon Access page, upload your Medicaid enrollment letter, and that is all. Amazon will verify the documents you have uploaded after which you can use your Prime perks.   

2 - Instacart 

You can get groceries and any other product from your local grocery and departmental stores delivered to your home through the Instacart+ subscription. With your Medicaid, you can get the membership at a 50% discount i.e. it would cost $4.99/month for one year.  

3 - Walmart+ 

You can get groceries delivered to you from your nearest Walmart for free through the Walmart+ subscription. You can get a 30-day free trial and then through your Medicaid card, you can get it for as low as $6.47/month.  

Bonus: With your Walmart+ subscription, you also get free streaming through Pluto and Paramount+, discount on gas, and other benefits.  

4 - Care Services 

Medicaid provides free care and home care, equipment, and supplies to senior citizens and people with disabilities with chronic conditions and requires long-term care services. The programs allow individuals to take control of their health and care through home health care services like the CDPAP in New York, PCS in Nevada, or Home Help Program in Michigan.  

Similarly, most states have a Medicaid funded program that allows individuals who need care to hire a family caregiver to take care of them and avoid going to a care institution or nursing home.  

5 - Gym memberships 

If you have your Medicaid through a Managed Care Organization (MCO), you can get access to fitness programs and discounted gym memberships. However, the benefits and programs depend on the state and their restrictions. Many fitness centers have partnerships with local Medicaid providers that can save you a lot of money. 

You can inquire about and access the fitness programs by contacting your MCO. If there are gym memberships you can get through your Medicaid, they will be able to help you enroll.  

6 - Medical Equipment 

Free medical equipment is loaned out to seniors and people with disabilities who have Medicaid. The items you can get depended on the state you reside in, but the best way to access equipment is through your caseworker.  

For example, if you reside in New York, the program is called Technology-Related Assistance for Individuals with Disabilities (TRAID) Program. Most states have a version of this program that makes medical equipment accessible.  

7 - Pharmacy 

Many pharmaceutical companies offer vouchers, discounts, or free medications to patients with Medicaid. There are Patient Assistance Programs (PAPs) that can help medications for long term conditions.  

8 - YMCA 

If you do not get a gym membership, your plan might be able to help you get free YMCA membership.  

If you are in Missouri, you can get free access to the YMCA through your Medicaid card. If you qualify, your family can get a free membership and participate in most programs. There are other YMCAs that provide free or steeply discounted membership for families on Medicaid as well 

9 - Uber or Lyft 

In some states like Washington, you can get free Uber and Lyft gift cards and other perks. There are Non-Emergency Medical Transportation benefits that you can use through your Lyft and Uber apps.  

10 - Cellphone 

A common benefit, Medicaid recipients do not know about is the access to free cell phones and mobile plans. Some programs also give access to tablets and computers. 

There are several wireless companies like Assurance Wireless, Lifeline, or TruConnect that run free phone plans for which you can apply online.  

Take Advantage of Medicaid Discounts

Don’t wait to take advantage of the benefits available to you and start using your Medicaid discounts as soon as possible. Every little saving adds up, whether it’s on your prescriptions, internet bill, or groceries. These perks are designed to make life easier and more affordable, so explore what’s offered in your state and put your coverage to work for you today.